If directly linking your cashback to your PayPal account is crucial to you, this card may be a good choice. The PayPal Cashback Mastercard is an everyday spend card, as there are no category or quarterly bonuses. Bonusesīonus rewards may be available for certain purchases from time to time, offering a higher percent cash-back than the standard 2%. Qualifying purchases do not include balance transfers, cash advances, convenience checks, disputed or unauthorized purchases, fraudulent transactions, or any other transactions that aren’t eligible to earn rewards. Cardholders enjoy 2% cash-back* on all purchases. There are no restrictions on the type of purchases that earn cash-back. The PayPal Cashback Mastercard will earn you 2% cash-back on every purchase through their Cash Rewards program. PayPal Credit Card Differences In Benefits (In-Depth)Īs you can see from the table above, the most significant differences between these cards are in their rewards and benefits.

If you don’t have a PayPal account, you’ll need one to reap the full benefits of these cards, including redeeming cash and points directly to your PayPal account. Both of these cards can be used for purchases anywhere Mastercard is accepted. Redeem points for gift cards, merchandise, travel vouchers, or cash-back to your PayPal balanceīoth PayPal Mastercard Credit Cards are issued by Synchrony Bank under a license by Mastercard International Incorporated.2x points per $1 spent on Paypal and eBay purchases.3x points per $1 spent on restaurants and gas.Redeem cash-back directly to your PayPal account (no min or max to redeem).If you are looking for PayPal’s Cash Mastercard (a very similar card name!) or PayPal’s Prepaid Mastercard, see our article on those Paypal cards. Hot Tip: These cards are often confused with PayPal’s prepaid Mastercard options (debit cards). We outline the main benefits, programs, fees, and drawbacks of each so that you can answer that question for yourself! In this in-depth review, you’ll learn about the PayPal Cashback Mastercard and the PayPal Extras Mastercard. Do PayPal credit cards offer the best of both worlds? But credit cards aren’t going anywhere anytime soon. Online payment methods including are rising in popularity. Buy that cute gift you wanted to grab off Etsy? Just a few clicks and voila! Quickly send your league manager that fantasy football buy-in you forgot about? Easy. Need friends to pay you back for concert tickets? Done. Digital wallets and online payment systems like PayPal can make it easier to transfer money or make electronic payments.

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